New Jersey Life and Health State Practice Exam 2026 - Free Life and Health Exam Practice Questions and Study Guide

Medicare Supplement Plan A (also known as Medigap Plan A) is designed to help cover some of the costs not covered by Original Medicare (Parts A and B). A core benefit of this plan includes coverage for preventive services, offering assistance for necessary check-ups and screenings that are part of Medicare's preventive care guidelines. Additionally, Plan A covers co-insurance for physician services, helping to lower patients' out-of-pocket costs when they visit doctors and specialists.

The distinction regarding deductible payments for the first 60 days of hospitalization under Medicare is important because, while Medicare covers hospital stays, the deductible for Part A is typically not covered by Medigap Plan A. This means that beneficiaries will still be responsible for paying this Part A deductible out of pocket.

Lastly, long-term care services are not a benefit of Medigap plans at all, as these plans do not cover long-term care expenses. Rather, they focus on complementing the existing Medicare coverage by handling gaps related to deductibles, co-payments, and co-insurance.

Therefore, the option noting deductible payments for the first 60 days of hospitalization under Medicare is not a core benefit of Medicare Supplement Plan A, thereby confirming it as the correct choice in the context of this